Mobile Wallet Transaction (cash-in + cash-out)

Overview

Mobile Wallet transactions are usually mobile money transactions or other mobile wallets that offer cash-in and cash-out transactions:

1. Cash-In Transactions: Payment transaction that allows for the credit of a customers' mobile wallet.

2. Cash-Out Transactions: Payment transaction that allows for the withdrawal of money from a customer wallet. Usually this kind of transaction will require the customer to confirm the cash-out in the service providers system using an alternative confirmation mechanism (e.g. via SMS, customer app, email, etc.).

Smobilpay currently supports the following Mobile Money Wallets:

• MTN Cameroon

• Orange Cameroon

• Express Union Cameroon

High Level Transaction Flow: Cash-out

You can perform a cash-out from a customer’s wallet in four easy steps:

1. Get a payable item ID for the service provider by calling the /cashout endpoint

2. Initiate the transaction by calling the /quotestd endpoint

3. Finalize the transaction by calling the /collectstd endpoint

4. Verify the transaction status by calling the /verifytx endpoint

High Level Transaction Flow: Cash-in

You can perform a cash-in from a customer’s wallet in four easy steps:

1. Get a payable item ID for the service provider by calling the /cashin endpoint

2. Initiate the transaction by calling the /quotestd endpoint

3. Finalize the transaction by calling the /collectstd endpoint

4. Verify the transaction status by calling the /verifytx endpoint